Call a licensed expert    484-348-4848

Auto Insurance

We compare prices with top insurers

We compare prices with top insurers

We’re an insurance agency located in the Lehigh Valley and also serve all of Pennsylvania and New Jersey. Here at ARK Independent Insurance Brokers we can help save you money on your personal and commercial vehicles by comparing insurance quotes from the top insurers.

Get the coverage you need. We can help protect a large variety of vehicles including:

  • Classic cars
  • Collectibles
  • Commerical Vans
 
Getting a quote is easy! Just give us a call at 484 – 348 – 4848.

Why trust ARK?

 

Human support

Our team of licensed experts with 50+ years of experience is here to answer questions, handle paperwork, and help you make important decisions.

Local business

We know all the local laws and regulations so you don’t have to.  We are committed to finding the best product at the right price for homeowners, vehicle operators, entrepreneurs, and boat owners throughout Pennsylvania.

100% Independent

We work for you, not the insurance companies. Our team will be there every step of the way helping you get the best coverage possible at the right price.

What is Auto Insurance?

Many people think auto insurance is just something they must have by law and something they will likely never use. Auto insurance is a product you buy but hope you never have to use. It is not a maintenance plan or a new car replacement tool. Auto insurance can protect not only your car but also your wallet.

In the litigious society we live in, a simple fender bender could turn into a lawsuit. Having a solid auto insurance policy can prevent that from happening.

Common Coverages Included in Auto Insurance

Liability: 15 / 30 / 5

The State Minimum requirements in Pennsylvania are 15/30/5 (we suggest having more coverage than this). The first two numbers (15/30) of your liability limits are your bodily injury coverage. The first number represents how much the coverage will pay per person; the second number represents how much the coverage will pay per incident; the third number represents how much the policy will pay for the other person’s property.

Uninsured / Under-Insured Motorist

This covers your injuries if you get hit by someone who doesn’t have insurance or doesn’t have enough insurance. The limits of this policy usually will match your liability limits. However, this does not cover damage to your vehicle, only your medical bills.

Comprehensive

This covers acts of God. Examples would be a tree branch falls on your car, hail damage, something breaks your windshield, you hit a deer or animal, or if your vehicle is vandalized or stolen. Comprehensive coverage is essential in these situations.

Collision

This coverage will pay for your vehicle to be repaired or replaced as a result of an accident. It will also cover you if you hit something such as a tree, pole, pothole, or even the side of your garage (it happens)!

Medical Payments

If you are in an accident or hit as a pedestrian, this coverage will pay medical bills.

Rental Car & Travel

This coverage does not provide coverage when you rent a car! However, this coverage provides a rental car when your vehicle is being fixed due to an accident!

Towing & Labor

Towing and Labor, also known commonly as Emergency Roadside assistance, is a service most carriers offer where they will tow your car, change a flat tire, or get your keys out of your vehicle when you lock them in there.

You own it, we'll insure it.

Our experts will help you get the best coverage at the right price.

Auto Insurance

We’re driven to keeping you covered on the road. No matter where you’re heading, we’ll provide peace of mind for the journey ahead. We’ll look for discounts along the way so you can maximize coverage and value all at once.

Home Insurance

Whether you need a home, condo, renters, or even short-term vacation home insurance, we can find the right way to keep your property and possessions safe – both inside & out. 

Business Insurance

We will help you find the best coverage for your business to protect you from liabilities. Our experts can shop for your E&O Policies, general liability, Business Owner Policies (BOP), auto, property coverage, and workers compensation.

Everything Else

Need additional coverage? We also carry coverage for pets, mobile homes, recreational toys, campers, collector cars, commercial, and life.

You are our first priority!

We are an independent insurance agency dedicated to protecting your most ambitious goals and cherished possessions.  We offer a wide variety of insurance options from multiple carriers so we can keep your best interest top of mind. As a multi-line independent insurance brokerage, we shop for the best coverage and rates among multiple major carriers, so you don’t have to.

At ARK, our first priority is YOU!

We are an independent insurance agency dedicated to protecting your most ambitious goals and cherished possessions.  We offer a wide variety of insurance options from multiple carriers so we can keep your best interest top of mind.

As a multi-line independent insurance brokerage, we shop for the best coverage and rates among multiple major carriers, so you don’t have to.

We are committed to finding the best product at the right price for homeowners, vehicle operators, entrepreneurs, and boat owners throughout Pennsylvania.

Join 100's of
happy shoppers

We pride ourselves on treating every client with the utmost care. Here's what our customers are saying.

Courtney Solt
Courtney Solt
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I recently switched insurance companies. And saved almost $100 a month by going through ARK!!!! If you need insurance with awesome customer service and save you a bunch of money give these guys a call. Thank you for saving me money
Steven Longenbach
Steven Longenbach
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Helped me more than others were willing to even try. Very professional, great service and does whats best for you personally. Really goes the extra mile to make sure your needs are taking care of and wont let you get taken advantage of by insurance companies
Brian Neff
Brian Neff
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5/5 best insurance company to go through. Easy, fast, responsive! Cheapest insurance and its local!
Nate T
Nate T
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I just moved back from Colorado so I needed new car insurance and add a few extras. They shopped around with identical coverage and saved me about $2100 a year on car insurance. Big win for me! Plus! I was able to get engagement ring coverage, liability insurance for my businesses, and event insurance to cover my wedding. Seems like they have everything under one roof, which made my life easier and saved me a lot of money than just going through one carrier.
Stacy Rudolph
Stacy Rudolph
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I have been working with Ryan at Ark for several years now. He has helped us with our complex insurance needs from car to homeowners to umbrella and I couldn't be happier with his service. He is very professional, and attentive. He is always there to help when needed. He has also helped us save a great deal of money always shopping for the best prices for me. Very happy with this company.
Y Arden
Y Arden
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I switched to this company two years ago. They saved me a considerable amount of money from what I was paying. They are kind, professional and responsive. I cant say enough good things about this company. I highly recommend.
Lisa Eidem
Lisa Eidem
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They shop around for you to get you the best price and make sure your coverage is what you need.. Very professional and someone is always getting back to you in a timely manner...recommend for all your insurance needs
Tom H.
Tom H.
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I have to tell you – Safeco claim services were awesome! The people were extremely nice and did their jobs well. And they paid us (minus our deductible) over $11000 for the Impala. And the checks came quickly!! 10 out of 10!
Jill K.
Jill K.
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Safeco and your Agency have been a pleasure to deal with!
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Talk With Us!

Let us help you prepare for the unpredictable with a FREE consultation!

Talk With Us!

Let us help you prepare for the unpredictable with a FREE consultation!

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Frequently asked questions.

We work for you, not the insurance providers. Ark is an independent insurance broker, which means we are not owned by any insurance company. This allows us to shop around amongst the top insurers to find you the right coverage at the best price.

Yes! All insurance brokers are required by law to be licensed in each state they do business.

Each insurer calculate risks differently, and they strive to offer the most competitive prices. Because we shop across the top insurers, Ark will allow you to compare quotes from multiple companies for the best price.



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